For referral partners
Turn a “not yet” into a client who comes back.
You lose deals to credit problems you can't fix for people. We work the ones that can actually be challenged — the inaccurate, outdated, and unverifiable items — and when the work is done, your client lands back with you.
Who this is for
If credit problems cost you deals, we should talk
You do great work right up until a client's credit gets in the way. That's the gap we fill — so the relationship you built doesn't walk out the door.
Mortgage & loan officers
A client's application stalls on inaccurate or unresolved items you can't fix for them.
Real estate agents
A ready buyer can't get pre-approved yet, and the deal drifts away.
Auto & finance dealers
A shopper wants to buy but the financing won't come together at a rate that works.
Financial advisors
A client's plan is held back by report errors dragging their profile down.
How the relationship works
Simple, and it runs both ways
You send us the client you can't help yet. We help them. They come back to you.
- 1
You refer a client who isn't ready yet
When someone can't move forward because of inaccurate, outdated, or unverifiable items on their credit reports, point them our way. They pay nothing until their written three-bureau review is delivered — and there's no obligation to continue past it.
- 2
We do the work, in the open
We read all three reports line by line and challenge what's genuinely inaccurate or unverifiable — never accurate items, and never with promises we can't keep. Your client sees every letter and every response in their portal.
- 3
The client lands back with you
We're not competing for the relationship. When the work is done, the next step is you — the person who pointed them in the right direction.
Why it holds up
Disputes that arrive the way bureaus have to take them.
We write every dispute letter and load it in your client's portal, ready to print. Your client signs it and mails it themselves — so every dispute arrives from a real consumer's own mailbox, in their own name, exactly the way the law expects. Then we track the response deadlines, read what comes back, and call your client with the next move.
That's a referral you don't have to babysit: your client is never left wondering what's happening, and you're never the one explaining someone else's silence.
Why partner with us
We won't make you look bad
The fastest way to lose a client's trust is to refer them to someone who overpromises. We don't.
No overpromising, ever
We tell your client exactly what's possible and what isn't. Accurate items stay; we say so up front. Nobody hears a guarantee from us.
It's free for them
No fees, no card on file, no monthly bill. Your client can start without worrying about what it costs.
Full transparency
Your client watches every dispute and response happen in their portal. No black box, no going dark — which reflects well on the person who referred them.
We hand the client back
We're not after your relationship. When the file is ready for its next step, that step is you.
How we keep this clean
- No referral fees — paid or accepted. This is a relationship built on results for a shared client, not payments for names. It keeps everyone on the right side of the rules that govern referrals.
- The client always chooses. A referral is a suggestion, never a requirement, and your client can always do this work themselves for free. We'll tell them so.
- We share progress only with consent. Nothing about your client goes to you unless they've asked us to keep you in the loop.
Let's set it up
Send us a note and we'll get you what you need to start referring — including a one-pager you can keep on your desk. No paperwork, no cost.