Your right to cancel
You can walk away. Here's exactly how.
Two laws protect you — and they run on different clocks. Federal law gives you three business days from signing. Oklahoma law gives you five calendar days. We honor whichever deadline falls later, and both dates are printed on your forms the moment you sign.
When you sign the services agreement, you receive two copies of each form below — that's four documents — each completed with your actual deadline date. Mail or deliver either form, or any written notice, and the contract is cancelled with no penalty and no questions. Under Oklahoma law, any payment you have made must be returned within ten days (under our pricing you won't have paid anything yet — your first charge comes only after your file review is delivered).
And after the statutory window closes, you can still end the monthly service any month, without penalty. Cancellation rights are the floor, not the whole story.
The federal form (15 U.S.C. §1679e)
Reproduced exactly as the statute prescribes it, including its wording quirks. Your copy shows your computed deadline.
Notice of Cancellation You may cancel this contract, without any penalty or obligation, at any time before midnight of the 3rd day which begins after the date the contract is signed by you. To cancel this contract, mail or deliver a signed, dated copy of this cancellation notice, or any other written notice to TBD, LLC at 000 Placeholder Ave, Suite 000, Tulsa, OK 74100 before midnight on [ your deadline date ] I hereby cancel this transaction, [ date ] [ purchaser's signature ].
The Oklahoma form (24 O.S. §137)
Oklahoma requires its own form in addition to the federal one — five days instead of three, plus the ten-day refund promise.
Notice of Cancellation You may cancel this contract, without any penalty or obligation, within five (5) days from the date the contract is signed. If you cancel any payment made by you under this contract, it will be returned within ten (10) days following receipt by the seller of your cancellation notice. To cancel this contract, mail or deliver a signed dated copy of this cancellation notice, or any other written notice to TBD, LLC at 000 Placeholder Ave, Suite 000 Tulsa, OK 74100 not later than midnight [ your deadline date ] I hereby cancel this transaction, [ date ] [ purchaser's signature ]